Coverage

Physicians with Adverse Claims History

We are entering a soft market in the Georgia medical malpractice arena.  One particularly favorable aspect of the soft market is that carriers who may have previously non-renewed or non-accepted an application that included unfavorable loss-histories are now much more willing to consider adversity in their underwriting process.  If your coverage is currently with a surplus-lines carrier due to a loss-event, now is an excellent time to re-bid your application.  Physicians Insurance Services can assist you in this process, providing consultation for accompanying addendums that may favorably contextualize a loss, and utilizing our experience to place your application with the most amenable carriers within your specialty / risk. 

If necessary, we also utilize a wide net of surplus lines carriers to provide reasonable and secure coverage for those physicians or groups that remain ineligible for the admitted market. 

It is far from uncommon for an application to contain a costly loss-outcome.  We assist many physicians and groups to continue a thriving practice with secure liability coverage in the aftermath of an unfavorable claims event.  Link to our online Premium Indication, or contact us to discuss strategies to minimize your premium while maximizing your coverage.