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STANDARD (ADMITTED) COMPANIES WE REPRESENT:

MEDICAL PROTECTIVE
Looking for a company with both financial strength and claims-management expertise? Medical Protective, established in 1899, has the highest AM Best rating of any medical liability carrier. (A+2005) Their partnership approach with both their policyholders and defense counsel has resuted in the successful resolution of more than 200,000 claims of alleged malpractice, and a 99% satisfaction rating on a recent survey of their defense practices.

Medical Protective is competitive by 10% or more in the following specialties: Anesthesia; Cardiovascular Disease/No Surgery; Dermatology; Allergy; Physical Rehabilitation; Pain Management; Orthopedic (non-spinal); and Opthamology.
2004 Total Premiums Written: $736,505,749
2004 Policyholder Surplus: $510,821,586

THE DOCTORS COMPANY
The Doctors Company has maintained a continuing commitment to protecting the practice of medicine since its inception in 1976, and is now the fifth largest writer of medical malpractice in the nation. As America’s first national, physician-owned medical malpractice carrier, they have cultivated a uniquely informed perspective on the special needs, emerging national trends, and special challenges doctors face every day. Of particular note is a dividend plan TDC has recently initiated.The assumed future increase in dividends resultant from the advent of tort reform will be applied towards rate reductions for policyholders. The Doctors Company is endorsed by the American College of Physicians, the American College of Surgeons, the American Society of Plastic Surgeons, the American Society of Neurological Surgeons, and the American Academy of Otolaryngology.

TDC is competitive by at least 10% in the following specialties:
Allergy/Immunology; Anesthesiology (no pain management); Cardiovascular Disease/No Surgery; Dermatology (non-metro); Family Practice (non-metro); Hematology/Oncology; Infectious Disease;Opthamology; and the following surgical specialties: Cardiovascular Surgery;Vascular Surgery;Orthopedic Surgery; GYN Surgery, and Plastic Surgery.
2004 Total Premiums Written: $491,644,468
2004 Policyholder Surplus: $405,582,912

FIRST PROFESSIONALS INSURANCE COMPANY (FPIC)
FPIC was established in 1976 as a doctor owned company and later converted into a stock company. FPIC maintains a disciplined, conservative approach to both underwriting and financial health, which enables them to offer the most beneficial claims-free discount program in the industry. They provide an experienced claims staff with an average 20 years experience, as well as access to some of the best legal minds in the business. Prompt, personal attention is the number one priority of their policyholder services. FPIC is endorsed by the Georgia Chapter of the American College of Surgeons, the Medical Association of Georgia, the Georgia Society of Otolaryngology, and the Georgia State Medical Association.

FPIC is competitive by at least 10% in the following specialties: Cardiovascular Surgery; General Surgery; and Gynecology.